Start before you’re ready

A path opening to a field with forest in the distance

You’ve probably heard this saying:How do you eat an elephant? One bite at a time. While I do not condone eating elephants, it puts me in mind of my fifth truth: Small steps can build empires.Consistency compounds. So often we want perfection.We want to understand everything before we begin.We don’t want to get it wrong. […]

What would you do with freedom?

Beautiful flowing forest river

You know those Post-it notes stuck to mirrors – the ones with important things you don’t want to forget? I call them Mirror Mantras. I close each session with one.Because sometimes simple truths, repeated, can quietly change a life. Here’s this week’s: Money gives you freedom, choice, and possibility.And yes – money can buy happiness. […]

Rich isn’t what you think

Pretty park with spring flowers

I have a confession to make. Everything I do is practical.I can’t help it. My third truth reflects this: Spend in line with your values. Feel richer.Rich isn’t buying more. It’s buying what matters. So many people tell me – seriously, so many – that their income is fixed.There’s nothing they can do.They’re stuck. And […]

Who told you it was complicated?

Complicated signpost in forest

My second truth is one that gets me a little riled up, so forgive me if I sound snippy: Managing money doesn’t have to be complicated. Or boring. If your budget makes you yawn, you’re doing it wrong. Here comes my mini-rant: Knowledge has been gatekept to keep you paying the “experts”. Hedge funds. Derivatives. […]